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American Medical Security Individual Health Insurance Plans

Trust, Service and Accessibility That's American Medical Security

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It goes without saying that your health is important and it's also important to choose a health insurance company you can rely on. For many years, individuals and their families have relied on the health insurance products designed, administered and marketed by American Medical Security, Inc. (AMS) and underwritten by United Wisconsin Life Insurance Company.

Private Health Associates, US are proud to offer the AMS line of health insurance plans online via our “virtual agency”.

We realize that one health insurance plan doesn't suit everybody's needs, so American Medical Security, Inc. along with United Wisconsin Life Insurance Company have designed a portfolio of health insurance plans to choose from. We're confident you'll find the plan and options that fit your needs and budget.

But that's not all. AMS offers unparalleled service with their health insurance plans. For example, a helpful customer service representative will answer the phone when you call their home office - 24 hours a day, 365 days a year. You won't find any electronic phone menus to work your way through.

AMS also provides you with a toll free number where you can speak to a registered nurse. These nurses will give you medical information 24 hours a day, 365 days a year.

Prefer to inquire online? With the secure online Customer Center, you can view claims information and access links to convenient services AMS makes available. We're pleased to bring you this fast and easy way to save you time online.

Sign-up is quick and easy, and enables you to:

  • Find answers online or e-mail your questions to customer service 24 hours a day.
  • Access another site and order prescriptions, view formularies/preferred drug lists, or get information.
  • Request new or additional ID cards for you or your family.
  • View claims information in a secure online environment.
  • Use the online Doctor and Provider lookup.


If you'd like to apply for an American Medical Security health insurance plan today, you must be a member in good standing of the Taxpayers Network Inc. (TNI) Association, age 18 or older and under age 65. All applicants must meet the insurer's underwriting requirements and be U.S. citizens or be in the U.S. by a valid permanent visa or green card. A copy of the visa or green card is required. Your dependents who wish to have coverage must be a lawful spouse and/or unmarried child or grandchild of the applicant and under the age of 25.

AMS Individual Health Insurance Plans Available:

MedOne Plus® allows you to choose a health insurance plan that will meet your individual needs as well as your budget.

  • Flexibility - Select benefits to create the right combination for your needs.
  • Choice - Choose the co-payment and deductible levels you want or select a health insurance plan with no co-payment.

MedOne Security is a great option for customers looking for lower premiums. In addition to offering the same benefits as MedOne Plus, the plan offers:

  • Desirable Options - The most popular deductibles of MedOne Plus, coinsurance options, and a facility copay.
  • Value-Added Services - The same services that all AMS customers receive.
  • Coverage - Higher deductibles that make lower premiums possible.
  • MedOne HSAvings - Designed to meet federal qualifications of a high-deductible health plan that can be used with or without a tax-deductible federal health savings account.

HSA Bank Accounts Online

Apply Here Online

Apply Here via .pdf Print and Post

Health Savings Accounts (HSA's) are tax-exempt accounts where funds grow to pay for medical expenses.  They were created to help give control back to consumers and lower healthcare costs.  HSA’s provide a financial incentive for consumers to select a High Deductible Health Plan (HDHP).  HDHP's have lower monthly premiums than traditional plans.  The HSA/HDHP combination provides consumers with more incentive to shop carefully for healthcare services.

Quote and Purchase Online

As you examine the benefits, features and services described in this link, we’re confidant you'll be reassured that your health insurance needs will be in competent hands. We invite you to join the AMS family of satisfied customers.

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AMS Individual Health Insurance Plans

This page provides a brief description of benefits. The policy / certificate of insurance contains complete details on the pre-existing conditions limitation and plan provisions which include the exclusions and limitations. These plans are not available in all states and the benefits and provisions may vary by state. This is an outline only and not intended to serve as legal interpretation of benefits. Reasonable effort has been made to have this outline represent the contract language. However, the contract language stands alone and the complete terms of the coverage will be determined by the Group Master Policy.


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